The No Spend Month: Day 0
Since making my personal commitment to this form of insanity I’ve become uber sensitive to every dollar leaving my bank account. And the challenge hasn’t even started. What am I buying? Why am I buying it? Will I be able to buy it in a transaction dated October anything? Answer: Varies. Some of this preparation is really just deferment. Inevitably, there will be a flurry of transactions in late September and Early November to compensate for the non-consumer landscape of October. Except, late September hasn’t been that bad.
I’ll admit Saturday involved a haircut, a latte, and a vist to the BFF. I will repeat none of those activities in October. The haircut and the BFF visit were required. The latte was just a fond farewell. See ya soon snooty coffee drink. October and I, we’ve gots plans!
For those of you playing along at home, go read Erica’s primer for the No Spend Month on NorthWest Edible Life. In fact, don’t even bother following my rambles without it. Values? Check. Why do this? Check. Individual concerns? Check. Money saving and goals? Check. Check. Just a little uncomfortable? Yes, indeed-y. If I do this right, I anticipate putting away an additional $1500 this month. That’s money I will divide between targeted savings account. It will make Christmas an easier pill to swallow. It will go towards a new car (should we ever need one). It will be tucked away until God knows when, just because. That right there is motivation enough.
More than that, this is about the mental process. Turning off the tap to see what happens. If I want to quit my job, if I want to change my life, I need to put my money where my mouth is and step away from the credit card. Embrace the discomfort of a lack of options. Get creative about entertainment costs. Be happy to just stay home. And even occasionally, take extreme measures. This is an opportunity. A trial run. Time to thin the spending herd. I’m ready. I’ve poured over my budget. More so than I do every month. Dog spending concerns me. Grocery spending concerns me. Since that’s about the sum total of spending categories for October, there’s a lot of concern.
I could write about our usual Sunday Spending. I did pretty damn well, if I do say so myself. But, I’m not going to. It wasn’t October. It doesn’t count. Today is a new day. A new month. A month in which very little money will be spent. But, not none. The money that is spent will align with my morals and values. It will be conscious. It will be less than usual. It will be uncomfortable. Bring it on.
This is what I tell myself. When really, I’m wondering how the hell I’m going to make it a whole month without buying the new Avett Brothers album? Which leads me to… Not prepared! I’m not prepared! I’ve got a quarter of a tank of gas, too much much beef, no chicken, and The Husband who questions the definition of ‘No Spend’. (Doesn’t that seem self explanatory to you?)
Ready or not, October.
No-Spend participants: What did you do to prepare for the hiatus? Are you looking forward to the challenge? Or dreading it? What’s your motivation for taking a break? What are you worried about?